Contact: Ralph Leisle          

Phone: 800 360-9853  E-mail: rleisle@ltcia.com Web: http://www.LTCia.com

FOR IMMEDIATE RELEASE

 LTC ECONOMIC IMPACT PLANNING SOFTWARE – EXPANDED VERSION RELEASED

Orange County, CA  – An expanded version of long-term care financial planning software was released by LTCi Decision Systems, Inc, a California based LTC software development and consulting firm.   

 The LTC ECONOMIC IMPACT PLANNING MODEL is designed to assist advisors and clients analyze the lifetime financial impact of various LTC planning scenarios. The software is designed to quickly determine the impact on family wealth of long term care with insurance and without insurance. It also speeds the analysis to determine the insurance benefit design providing optimum client value.  Economic impact projections are based on client specific planning assumptions supplied by the client or planner.  Planning variables include client data, LTC care factors, and insurance benefit design. Planners have the option to include or exclude advanced planning options. These include; tax impact on premium and cost of care, asset liquidation expenses, loss of investment opportunity, and premium rate change projections.  Generic insurance premiums are automatically calculated for typical benefit options or the planner may customize to reflect specific carrier benefit design and premium pay options. 

 Economic Impact reports illustrate the results with and without insurance coverage.  The reports include graphic, verbal and spreadsheet formats to facilitate quick visualization or detailed review by legal, tax, and other professional advisors. The software facilitates LTC risk analysis and primary insurance benefit design prior to the discussion of specific insurance products. Key economic projections are calculated instantly on the input screen enabling quick analysis of multiple scenarios before printing client reports. 

 The planning concept and design was created by Ralph Leisle, CLU, ChFC, owner of LTCi Decision Systems, Inc., a firm specializing in long term care software development and consulting. The software and business concepts are patent pending innovations. 

 Descriptive information is available at http://www.LTCia.com or from LTCi Decision Systems, Inc., (800) 360-9853 or Fax (714) 389-3251.