The LTC ECONOMIC IMPACT PLANNING MODEL™ is designed to assist advisors and clients analyze the lifetime financial impact of various LTC planning scenarios. The software is designed to quickly determine the impact on family wealth of long term care with insurance and without insurance. It also speeds the analysis to determine the insurance benefit design providing optimum client value.  Economic impact projections are based on client specific planning assumptions supplied by the client or planner.  Planning variables include client data, LTC care factors, and insurance benefit design. Planners have the option to include or exclude advanced planning options. These include; tax impact on premium and cost of care, asset liquidation expenses, loss of investment opportunity, and premium rate change projections.  Generic insurance premiums are automatically calculated for typical benefit options or the planner may customize to reflect other benefit design and premium pay options.

Economic Impact reports illustrate the results with and without insurance coverage.  The reports include graphic, verbal and spreadsheet formats to facilitate quick visualization or detailed review by legal, tax, and other professional advisors. The software facilitates LTC risk analysis and primary insurance benefit design prior to the discussion of specific insurance products. Key economic projections are calculated instantly on the input screen enabling quick analysis of multiple scenarios before printing client reports.

Tough Questions...Quick.. Thorough Answers

The LTC Economic Impact Planning Model is designed to simplify the first three steps of a client's LTC decision process.

The fourth step is to do the above without getting lost in numbers and analysis paralysis. The LTC Economic Impact Planning Model simplifies the process!

Currently how long would it take you to prepare answers to these questions?

        Minutes___ Hours___ Days___ Wouldn’t Attempt ___

  Do it in minutes with the LTC Economic Impact Planning Model.